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Home-Sales

Contact
 _________ 

South Florida MLS Re-sale Homes Auto-search

Buying a home
in South Florida?

It pays to work 
with a real estate
  professional . . .
   

'BUYER-BROKER'

CONTACT

Ph: 1-954-960-6189 

        


Credit Facts
and
Fallacies

_________

  Credit Fallacy 
 

 'My score determines
 whether I get credit'


 Credit Fact 
 
Lenders use a
number of facts
to make credit
decisions, including
your FICO score.
 
Lenders look at such
information as the
amount of debt you
can reasonably handle.


_______________

Credit Fallacy

'Checking my own
credit report can have
a negative impact
on my credit score'

Credit Fact

Checking own credit
report does not
affect credit score.

__________ 
    
Link to:  

Credit Report Basics

        

. . . Get your home-mortgage application or pre-approval started right here! . . . Contact us for South Florida's best home-loan rates and terms . . . A full application and/or homebuyer pre-approval request may be commenced, processed and fully-taken-care of, all the way through escrow closing for your new home . . . Also, at our full-service South Florida home-mortgage website . . . accessed directly from any of the convenient links provided . . .

             
South Florida BUYERSIDE Realty - South Florida Home Sales - Buyer Broker Buyer Agency™ 


Mortgage Calculator

How Much Home-Mortgage Should I Look For . . ?

This calculator will help you determine loan amount, down payment, mortgage qualification, affordability and size of property you should be looking to acquire.

  To view results of each calculation - click on various tabs.

  You can also email yourself a copy of the results. 

Any questions, please call 1-954-960-6189 - or employ our online contact



    Calculate Home Mortgage Payments
    __________________________ 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

 

 

 

 South Florida Buyerside Realty - Buyer Broker Buyer Agency - Home Mortgage - Best Rates - Applications and Pre-Approvals.  

Get a Great Mortgage Rate!  Without the Hassle!

Will you be ready when you find your dream home?

Pre-approval from a qualified lender is especially important in the current
residential real estate market.
Almost every homeseller is asking for a pre-approval
letter on presentation of an offer to purchase.

Get your home-mortgage rate quotes and/or pre-approval today from our quality
home-lenders here in South Florida.  With a great rate, you can then go for your
home-loan pre-approval.  There is no obligation and absolutely no fee!

 

CLICK FOR DETAILS
 
          

 

 

 

 

 

 

 

 

 

  

 

 

 

   Click on this Image for Return to Home 'Welcome' Page.
 

Click on image for return to home 'Welcome' page.
 

 Ph: 1-954-510-2222    

 

 
 

 

 

 

Your Complete South Florida Residential Real Estate Resource!

 

 
 

 

 
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 'South Florida Residential Real Estate - Buyer-Broker - Buyer-Agency - Home Mortgage'

Does PMI
Apply to My
 Home Loan?
  __________  

Does PMI Apply to my Home Loan?

Find out if PMI
will apply to your
home loan amount.
Employ this PMI
payment calculator:

 PMI CALCULATOR

       

 

Calculators are great
for fast answers!

____________

For a home-mortgage solution, specific to your South Florida homebuyer needs, however, contact us for your FREE, no-obligation, home-loan consultation and pre-approval. Go to:

HOME-MORTGAGE

You may make a start
with 'EasyApply' first-step
home-mortgage information request. Go to:

'EASYAPPLY'

     
 

 



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